{"id":4623,"date":"2025-05-15T15:48:22","date_gmt":"2025-05-15T06:48:22","guid":{"rendered":"https:\/\/www.borderless-investment.com\/?page_id=4623"},"modified":"2025-05-15T16:53:50","modified_gmt":"2025-05-15T07:53:50","slug":"panamericangiul","status":"publish","type":"page","link":"https:\/\/www.borderless-investment.com\/zh\/panamericangiul\/","title":{"rendered":"\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30fb\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\u300c\u30b0\u30ed\u30fc\u30d0\u30eb\u30a2\u30bb\u30c3\u30c8IUL\uff08Global Asset IUL\uff09\u300d"},"content":{"rendered":"<p class=\"qtranxs-available-languages-message qtranxs-available-languages-message-zh\">\u5bf9\u4e0d\u8d77\uff0c\u6b64\u5185\u5bb9\u53ea\u9002\u7528\u4e8e<a href=\"https:\/\/www.borderless-investment.com\/ja\/wp-json\/wp\/v2\/pages\/4623\" class=\"qtranxs-available-language-link qtranxs-available-language-link-ja\" title=\"\u65e5\u672c\u8a9e\">\u65e5\u672c\u8a9e<\/a>\u3002 For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p><p><a href=\"https:\/\/www.borderless-investment.com\/wp-content\/uploads\/azzedine-rouichi-E8AcOg4NyDo-unsplash.jpg\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignright size-large wp-image-4629\" src=\"https:\/\/www.borderless-investment.com\/wp-content\/uploads\/azzedine-rouichi-E8AcOg4NyDo-unsplash-1024x741.jpg\" alt=\"\" width=\"1024\" height=\"741\" srcset=\"https:\/\/www.borderless-investment.com\/wp-content\/uploads\/azzedine-rouichi-E8AcOg4NyDo-unsplash-1024x741.jpg 1024w, https:\/\/www.borderless-investment.com\/wp-content\/uploads\/azzedine-rouichi-E8AcOg4NyDo-unsplash-300x217.jpg 300w, https:\/\/www.borderless-investment.com\/wp-content\/uploads\/azzedine-rouichi-E8AcOg4NyDo-unsplash-768x556.jpg 768w, https:\/\/www.borderless-investment.com\/wp-content\/uploads\/azzedine-rouichi-E8AcOg4NyDo-unsplash-700x506.jpg 700w, https:\/\/www.borderless-investment.com\/wp-content\/uploads\/azzedine-rouichi-E8AcOg4NyDo-unsplash.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-family: arial, helvetica, sans-serif; color: #000080;\">\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\u3068\u306f<\/span><\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\uff08Universal Life=UL\uff09\u306f\u5b9a\u671f\u4fdd\u967a\uff08\u4e00\u5b9a\u671f\u9593\u306e\u307f\u4fdd\u969c\u3002\u3044\u308f\u3086\u308b\u639b\u3051\u6368\u3066\u306e\u4fdd\u967a\uff09\u3001\u7d42\u8eab\u4fdd\u967a\uff08\u9014\u4e2d\u89e3\u7d04\u3057\u306a\u3051\u308c\u3070\u4e00\u751f\u6daf\u4fdd\u969c\u304c\u7d9a\u304f\u4fdd\u967a\uff09\u3068\u3044\u3046\u5f93\u6765\u578b\u306e\u4fdd\u967a\u306b\u5bfe\u3059\u308b\u65b0\u3057\u3044\u30b3\u30f3\u30bb\u30d7\u30c8\u306e\u4fdd\u967a\u3068\u3057\u30661979\u5e74\u306b\u306f\u3058\u3081\u3066\u4e16\u306b\u9001\u308a\u51fa\u3055\u308c\u305f\u3002<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\u304c\u51fa\u73fe\u3059\u308b\u524d\u306e\u5f93\u6765\u578b\u306e\u4fdd\u967a\u306f\u52a0\u5165\u6642\u306b\u6b7b\u4ea1\u4fdd\u969c\u5b66\uff08\u4fdd\u967a\u91d1\u984d\uff09\u3092\u6c7a\u5b9a\u3057\u3001\u5e74\u9f62\u30fb\u6027\u5225\u30fb\u751f\u6d3b\u7fd2\u6163\u3084\u5065\u5eb7\u72b6\u614b\u306b\u3088\u3063\u3066\u7b97\u51fa\u3057\u305f\u56fa\u5b9a\u306e\u4fdd\u967a\u6599\u3092\u652f\u6255\u3063\u3066\u3086\u304f\u3068\u3044\u3046\u3082\u306e\u3060\u3002\u5f53\u6642\u306e\u7d42\u8eab\u4fdd\u967a\u306e\u65b9\u306b\u306f\u3042\u308b\u7a0b\u5ea6\u306e\u8caf\u84c4\u6a5f\u80fd\u304c\u3042\u3063\u305f\u3082\u306e\u306e\u3001\u305d\u306e\u904b\u7528\u5229\u7387\u306f\u56fa\u5b9a\u3055\u308c\u3066\u3044\u305f\u3046\u3048\u306b\u4f4e\u304b\u3063\u305f\u3002<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">1970\u5e74\u4ee3\u5f8c\u534a\u306e\u30a2\u30e1\u30ea\u30ab\u306f\u9ad8\u91d1\u5229\u3067\u3082\u3042\u3063\u305f\u306e\u3067\u3001\u3088\u308a\u67d4\u8edf\u3067\u8caf\u84c4\u6a5f\u80fd\u3092\u5f37\u5316\u3057\u305f\u4fdd\u967a\u306e\u30cb\u30fc\u30ba\u304c\u9ad8\u307e\u308a\u3001\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\u304c\u8a95\u751f\u3057\u305f\u3002<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\u306e\u7279\u5fb4\u3068\u3057\u3066\u306f\u4ee5\u4e0b\u304c\u3042\u308b\u3002<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u4fdd\u967a\u6599\u306e\u5897\u6e1b\u30fb\u4e00\u6642\u505c\u6b62\u304c\u53ef\u80fd\uff08\u5f93\u6765\u578b\u4fdd\u967a\u306f\u56fa\u5b9a\u53ca\u3073\u4e00\u6642\u505c\u6b62\u4e0d\u53ef\uff09<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u6b7b\u4ea1\u4fdd\u967a\u91d1\u306e\u5897\u6e1b\u304c\u53ef\u80fd\uff08\u5f93\u6765\u578b\u4fdd\u967a\u306f\u539f\u5247\u56fa\u5b9a\uff09<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u30df\u30c9\u30eb\u30ea\u30b9\u30af\u30fb\u30df\u30c9\u30eb\u30ea\u30bf\u30fc\u30f3\uff08\u5f93\u6765\u578b\u7d42\u8eab\u4fdd\u967a\u306f\u30ed\u30fc\u30ea\u30b9\u30af\u30fb\u30ed\u30fc\u30ea\u30bf\u30fc\u30f3\uff09<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u624b\u6570\u6599\u306e\u900f\u660e\u6027\u306f\u9ad8\u3044\uff08\u5f93\u6765\u578b\u4fdd\u967a\u306f\u900f\u660e\u6027\u306a\u3057\uff09<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u624b\u6570\u6599\u306f\u8907\u96d1\u3067\u9ad8\u3081\uff08\u5f93\u6765\u578b\u4fdd\u967a\u306f\u5358\u7d14\u3067\u4f4e\u3081\uff09<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u5951\u7d04\u5f8c\u306e\u8a2d\u8a08\u5909\u66f4\u304c\u53ef\u80fd\uff08\u5f93\u6765\u578b\u4fdd\u967a\u306f\u5951\u7d04\u5f8c\u306e\u8a2d\u8a08\u5909\u66f4\u4e0d\u53ef\uff09<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u4f8b\u3048\u3070\u3001\u4eba\u751f\u306b\u304a\u3044\u3066\u666f\u6c17\u306b\u3088\u3063\u3066\u53ce\u5165\u304c\u5897\u6e1b\u3059\u308b\u3053\u3068\u3082\u3042\u308b\u3001\u305d\u3093\u306a\u3068\u304d\u652f\u6255\u3046\u4fdd\u967a\u6599\u304c\u67d4\u8edf\u306b\u5909\u3048\u3089\u308c\u308b\u3068\u4fbf\u5229\u306a\u306e\u306f\u60f3\u50cf\u306b\u96e3\u304f\u306a\u3044\u3002\u307e\u305f\u3001\u5b50\u3069\u3082\u304c\u5c0f\u3055\u306a\u3068\u304d\u306f\u6bd4\u8f03\u7684\u306b\u5927\u304d\u306a\u4fdd\u967a\u91d1\u304c\u5fc5\u8981\u3060\u304c\u3001\u72ec\u7acb\u3057\u305f\u3042\u3068\u306f\u305d\u306e\u5fc5\u8981\u3082\u306a\u304f\u306a\u308b\u3002\u305d\u306e\u3068\u304d\u306b\u306f\u6b7b\u4ea1\u4fdd\u969c\u3088\u308a\u3082\u904b\u7528\u306e\u65b9\u306b\u304a\u91d1\u3092\u56de\u3057\u305f\u3044\u3082\u306e\u3060\u3002\u305d\u3093\u306a\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u306b\u3088\u308b\u74b0\u5883\u306e\u5909\u5316\u306b\u5408\u308f\u305b\u305f\u8cc7\u91d1\u6d3b\u7528\u306e\u8abf\u6574\u304c\u4e00\u672c\u306e\u4fdd\u967a\u3067\u884c\u3048\u308b\u3002\u305d\u308c\u304c\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\u306e\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3067\u3042\u308b\u3002<\/span><\/p>\n<h2><span style=\"font-family: arial, helvetica, sans-serif; color: #000080;\">\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\u306e\u9032\u5316<\/span><\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u8a95\u751f\u3057\u305f\u3070\u304b\u308a\u306e\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\u306f\u305d\u306e\u67d4\u8edf\u6027\u306e\u9ad8\u3055\u3067\u753b\u671f\u7684\u3067\u3042\u3063\u305f\u304c\u3001\u904b\u7528\u306f\u4fdd\u967a\u4f1a\u793e\u304c\u5b9a\u3081\u305f\u5229\u7387\u904b\u7528\u3067\u3042\u308a\u3001\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u9762\u3067\u306e\u9b45\u529b\u306f\u9650\u5b9a\u7684\u3060\u3063\u305f\u30021980\u5e74\u4ee3\u524d\u534a\u306e\u6295\u8cc7\u5fd7\u5411\u306e\u9ad8\u307e\u308a\u3068\u3068\u3082\u306b\u3001\u5951\u7d04\u8005\u304c\u4fdd\u6709\u8cc7\u7523\u3092\u682a\u5f0f\u3084\u50b5\u5238\u578b\u306e\u30d5\u30a1\u30f3\u30c9\u306a\u3069<\/span><span style=\"font-family: arial, helvetica, sans-serif;\">\u8907\u6570\u306e\u6295\u8cc7\u5148\u306b\u81ea\u7531\u306b\u5206\u914d\u3057\u3066\u904b\u7528\u304c\u3067\u304d\u308b\u300c\u30d0\u30ea\u30e5\u30a2\u30d6\u30eb\u30fb\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\uff08Valuable Universal Life=VUL\uff09\u300d\u304c\u958b\u767a\u3055\u308c\u305f\u3002VUL\u306e\u767b\u5834\u306b\u3088\u3063\u3066\u30e6\u30cb\u30fc\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\u904b\u7528\u306e\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u306f\u5927\u5e45\u306b\u6539\u5584\u3057\u305f\u304c\u3001\u4e00\u65b9\u3067\u3053\u306e\u5546\u54c1\u306b\u306f\u5143\u672c\u4fdd\u8a3c\u304c\u306a\u304b\u3063\u305f\u305f\u3081\u306b\u640d\u5931\u306e\u51fa\u308b\u30d7\u30e9\u30f3\u3082\u3042\u3063\u305f\u3002\u8981\u3059\u308b\u306b\u901a\u5e38\u306e\u30d5\u30a1\u30f3\u30c9\u6295\u8cc7\u306b\u6b7b\u4ea1\u4fdd\u969c\u304c\u4ed8\u3044\u3066\u3044\u308b\u3088\u3046\u306a\u30cf\u30a4\u30ea\u30b9\u30af\u30fb\u30cf\u30a4\u30ea\u30bf\u30fc\u30f3\u306e\u5074\u9762\u3092\u6301\u3063\u305f\u5546\u54c1\u3060\u3063\u305f\u3068\u3044\u3048\u308b\u3002<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">VUL\u306e\u30ea\u30b9\u30af\u306f\u9ad8\u3059\u304e\u308b\u3068\u611f\u3058\u308b\u5951\u7d04\u8005\u306b\u5411\u3051\u3066\u30011993\u5e74\u306b\u767b\u5834\u3057\u305f\u306e\u304c\u300c\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30fb\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\uff08Index Universal Life=IUL\uff09\u300d\u3067\u3042\u308b\u3002<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u3053\u306e\u5546\u54c1\u306fVUL\u3067\u306e\u6295\u8cc7\u9023\u52d5\u5bfe\u8c61\u3060\u3063\u305f\u682a\u5f0f\u3084\u50b5\u5238\u30d5\u30a1\u30f3\u30c9\u306e\u4ee3\u308f\u308a\u306bS&amp;P500\u306a\u3069\u682a\u5f0f\u6307\u6570\uff08\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\uff09\u306e\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u306b\u9023\u52d5\u3055\u305b\u305f\u5546\u54c1\u3060\u304c\u3001\u305d\u306e\u6700\u3082\u5927\u304d\u306a\u9032\u5316\u306f\u4eee\u306b\u4e00\u5e74\u306e\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u304c\u30de\u30a4\u30ca\u30b9\u3060\u3063\u305f\u5834\u5408\u3067\u3082\u305d\u306e\u30de\u30a4\u30ca\u30b9\u5206\u306f\u4fdd\u967a\u4f1a\u793e\u3067\u88dc\u586b\u3057\u30660%\u5229\u56de\u308a\u3092\u6700\u4f4e\u9650\u4fdd\u8a3c\u3059\u308b\u3068\u3044\u3046\u3082\u306e\u3060\u3002\u3064\u307e\u308a\u6700\u4f4e\u3067\u3082\u524d\u5e74\u306e\u5143\u672c\u306e\u30ec\u30d9\u30eb\u306f\u78ba\u4fdd\u3059\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3042\u308a\u3001IUL\u306e\u7528\u8a9e\u3067\u306f\u3053\u308c\u3092\u300c\u30d5\u30ed\u30a2\u300d\u3068\u547c\u3076\u3002\u4e00\u65b9\u3067\u30d7\u30e9\u30b9\u306e\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u306b\u306f\u300c\u30ad\u30e3\u30c3\u30d7\u300d\u3068\u3044\u3046\u4e0a\u9650\u304c\u3042\u3063\u3066\u3001\u305d\u306e\u5e74\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u306e\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u304c\u3069\u3093\u306a\u306b\u9ad8\u304f\u3066\u3082\u305d\u306e\u4e0a\u9650\u304c\u6700\u9ad8\u3068\u306a\u308a\u3001\u305d\u3053\u304b\u3089\u4e0a\u306e\u53ce\u76ca\u306f\u9084\u5143\u3055\u308c\u306a\u3044\u3068\u3044\u3046\u7279\u5fb4\u304c\u3042\u308b\u3002<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u3053\u308c\u306f\u904b\u7528\u3059\u308b\u5074\u306e\u7acb\u5834\u306b\u7acb\u3063\u3066\u307f\u308c\u3070\u7406\u89e3\u3057\u3084\u3059\u3044\u3002\u300c\u4e00\u5b9a\u4ee5\u4e0a\u4e0a\u632f\u308c\u3057\u305f\u5229\u76ca\u3092\u78ba\u4fdd\u3055\u305b\u3066\u3082\u3089\u3046\u4ee3\u308f\u308a\u306b\u3069\u3093\u306a\u306b\u60aa\u304f\u3066\u3082\u640d\u5931\u306e\u88dc\u586b\u3092\u3059\u308b\u300d\u3068\u3044\u3046\u3053\u3068\u3060\u3002\u5143\u672c\u3092\u78ba\u4fdd\u3057\u3064\u3064\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u9023\u52d5\u306e\u5229\u56de\u308a\u3092\u72d9\u3048\u308b\u5546\u54c1\u3068\u3057\u3066\u3001IUL\u306f\u5b89\u5168\u6027\u3068\u53ce\u76ca\u6027\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u9ad8\u5ea6\u306b\u5b9f\u73fe\u3057\u305f\u5546\u54c1\u3068\u3044\u3046\u3053\u3068\u304c\u8a00\u3048\u3001\u7279\u306b\u7c73\u56fd\u3067\u975e\u5e38\u306b\u4eba\u6c17\u306e\u9ad8\u3044\u5546\u54c1\u3068\u306a\u3063\u3066\u3044\u308b\u3002<\/span><\/p>\n<h2><span style=\"font-family: arial, helvetica, sans-serif; color: #000080;\">\u30b0\u30ed\u30fc\u30d0\u30eb\u30a2\u30bb\u30c3\u30c8IUL<span style=\"font-family: arial, helvetica, sans-serif;\">\uff08Global Asset IUL\uff09<\/span><\/span><\/h2>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u300c\u30b0\u30ed\u30fc\u30d0\u30eb\u30a2\u30bb\u30c3\u30c8IUL\uff08Global Asset IUL\uff09\u300d\u306f1911\u5e74\u306b\u30a2\u30e1\u30ea\u30ab\u5408\u8846\u56fd\u306b\u8a2d\u7acb\u3055\u308c\u300122\u306e\u4e2d\u5357\u7c73\u8af8\u56fd\u3067\u5c55\u958b\u3057\u3066\u3044\u308b\u30d1\u30f3\u30fb\u30a2\u30e1\u30ea\u30ab\u30f3\u30fb\u30e9\u30a4\u30d5\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30fb\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\u3067\u3042\u308b\u3002\u30b0\u30ed\u30fc\u30d0\u30eb\u30a2\u30bb\u30c3\u30c8IUL\u306f\u307e\u305a\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u306b\u9023\u52d5\u3059\u308b\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30a2\u30ab\u30a6\u30f3\u30c8\u3068\u4fdd\u967a\u4f1a\u793e\u304c\u5b9a\u3081\u308b\u5229\u7387\u3067\u904b\u7528\u3055\u308c\u308b\u78ba\u5b9a\u5229\u7387\u30a2\u30ab\u30a6\u30f3\u30c8\u306e2\u3064\u306e\u904b\u7528\u30a2\u30ab\u30a6\u30f3\u30c8\u304c\u3042\u308a\u3001\u305d\u306e\u3069\u3061\u3089\u304b\u3092\u9078\u629e\u3067\u304d\u308b\u3002<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30a2\u30ab\u30a6\u30f3\u30c8\u3092\u9078\u629e\u3059\u308b\u3068\u6b21\u306b\u9023\u52d5\u3059\u308b\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u3068\u3057\u3066\u7528\u610f\u3055\u308c\u3066\u3044\u308b\u30a2\u30e1\u30ea\u30ab\u306eS&amp;P 500\u3068\u30e8\u30fc\u30ed\u30c3\u30d1\u306eEuro Stoxx 50\u306e\u5185\u3001\u3069\u3061\u3089\u304b\u3092\u9078\u629e\u3057\u3066\u8cc7\u91d1\u3092\u904b\u7528\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u3002\u3082\u3061\u308d\u3093\u30d5\u30ed\u30a2\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b\u306e\u3067\u3042\u308b\u5e74\u5ea6\u306b\u304a\u3051\u308b\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u306e\u6210\u7e3e\u304c\u3069\u3093\u306a\u306b\u60aa\u304f\u3066\u30820%\u306f\u78ba\u4fdd\u3055\u308c\u308b\u3002\u4e0a\u9650\u5229\u7387\u306e\u30ad\u30e3\u30c3\u30d7\u306fS&amp;P500\u30679%\u3001Euro Stoxx 50\u3067\u306f9.5%\u306b\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b\u3002\u78ba\u5b9a\u5229\u7387\u30a2\u30ab\u30a6\u30f3\u30c8\u306e\u65b9\u306e\u56fa\u5b9a\u91d1\u5229\u306f\u6700\u4f4e2%\u3067\u3042\u308a\u3001\u653f\u7b56\u91d1\u5229\u306e\u72b6\u6cc1\u306b\u3088\u308a\u4e0a\u4e57\u305b\u3055\u308c\u308b\u5f62\u3060\u3002<\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">2025\u5e745\u6708\u6642\u70b9\u3067\u306e\u56fa\u5b9a\u91d1\u5229\u5229\u7387\u306f3.5%\u3067\u3042\u308b\u3002\u3053\u308c\u3067\u904b\u7528\u3059\u308b\u3053\u3068\u3092\u9078\u3076\u3068\u3001\u5f93\u6765\u578b\u306e\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a\u3067\u904b\u7528\u3059\u308b\u306e\u3068\u540c\u3058\u3053\u3068\u306b\u306a\u308b\u3002\u3082\u3061\u308d\u3093\u30e9\u30a4\u30d5\u30b9\u30bf\u30a4\u30eb\u306e\u5909\u5316\u306b\u5f93\u3044\u3001\u6642\u671f\u306b\u3088\u3063\u3066\u6b7b\u4ea1\u4fdd\u969c\u3092\u5927\u304d\u304f\u78ba\u4fdd\u3057\u305f\u308a\u3001\u9006\u306b\u904b\u7528\u90e8\u5206\u3092\u5f37\u5316\u3057\u305f\u308a\u3068\u3044\u3046\u8abf\u6574\u3082\u53ef\u80fd\u3067\u3042\u308b\u3002<\/span><\/p>\n<h2><span style=\"font-family: arial, helvetica, sans-serif; color: #000080;\">\u300c\u30b0\u30ed\u30fc\u30d0\u30eb\u30a2\u30bb\u30c3\u30c8IUL\uff08Global Asset IUL\uff09\u300d\u306e\u7279\u5fb4<\/span><\/h2>\n<table style=\"width: 116.848915%; border-color: #000000; height: 535px;\" border=\"rgb(0, 0, 0)\">\n<tbody>\n<tr style=\"border-color: #000000;\">\n<td style=\"background-color: #d5e1ed; border-color: #000000; width: 24.299065%; height: 24px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u5546\u54c1\u30bf\u30a4\u30d7<\/span><\/td>\n<td style=\"border-color: #000000; width: 75.046729%; height: 24px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u4fdd\u967a<\/span><\/td>\n<\/tr>\n<tr style=\"border-color: #000000;\">\n<td style=\"background-color: #d5e1ed; border-color: #000000; width: 24.299065%; height: 24px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u904b\u7528\u30a2\u30ab\u30a6\u30f3\u30c8<\/span><\/td>\n<td style=\"border-color: #000000; width: 75.046729%; height: 24px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30a2\u30ab\u30a6\u30f3\u30c8\uff1aS&amp;P500\u3001Euro Stoxx 50\u304b\u3089\u9078\u629e<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif;\">\u56fa\u5b9a\u91d1\u5229\u30a2\u30ab\u30a6\u30f3\u30c8<\/span><\/td>\n<\/tr>\n<tr style=\"border-color: #000000;\">\n<td style=\"background-color: #d5e1ed; border-color: #000000; width: 24.299065%; height: 24px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u5951\u7d04\u671f\u9593<\/span><\/td>\n<td style=\"border-color: #000000; width: 75.046729%; height: 24px;\"><span style=\"font-family: arial, helvetica, sans-serif;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u88ab\u4fdd\u967a\u8005\u304c121\u6b73\u307e\u3067\u203b\u7279\u7d04\u306b\u3088\u308a\u5ef6\u9577\u53ef\u80fd<\/span><\/span><\/td>\n<\/tr>\n<tr style=\"border-color: #000000;\">\n<td style=\"background-color: #d5e1ed; border-color: #000000; width: 24.299065%; height: 24px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u88ab\u4fdd\u967a\u8005\u306e\u5e74\u9f62\uff08\u52a0\u5165\u6642\uff09<\/span><\/td>\n<td style=\"border-color: #000000; width: 75.046729%; height: 24px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">18\uff5e80\u6b73<\/span><\/td>\n<\/tr>\n<tr style=\"border-color: #000000;\">\n<td style=\"background-color: #d5e1ed; border-color: #000000; width: 24.299065%; height: 10px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u652f\u6255\u3044<\/span><\/td>\n<td style=\"border-color: #000000; width: 75.046729%; height: 10px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u534a\u5e74\u6255\u3044\u3001\u6708\u6255\u3044<\/span><\/td>\n<\/tr>\n<tr style=\"border-color: #000000;\">\n<td style=\"background-color: #d5e1ed; border-color: #000000; width: 24.299065%; height: 22px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u9014\u4e2d\u5f15\u304d\u51fa\u3057\u30fb\u51fa\u91d1<\/span><\/td>\n<td style=\"border-color: #000000; width: 75.046729%; height: 22px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u53ef<\/span><\/td>\n<\/tr>\n<tr style=\"border-color: #000000;\">\n<td style=\"background-color: #d5e1ed; border-color: #000000; width: 24.299065%; height: 24px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u30ed\u30fc\u30f3\u501f\u5165\u308c<\/span><\/td>\n<td style=\"border-color: #000000; width: 75.046729%; height: 24px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u53ef<\/span><\/td>\n<\/tr>\n<tr style=\"border-color: #000000;\">\n<td style=\"background-color: #d5e1ed; border-color: #000000; width: 24.299065%; height: 48px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u4fdd\u967a\u6599\u306e\u652f\u6255\u3044\u65b9\u6cd5<\/span><\/td>\n<td style=\"border-color: #000000; width: 75.046729%; height: 48px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u9280\u884c\u9001\u91d1<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9<\/span><\/td>\n<\/tr>\n<tr style=\"border-color: #000000;\">\n<td style=\"background-color: #d5e1ed; border-color: #000000; width: 24.299065%; height: 48px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u30dc\u30fc\u30ca\u30b9<\/span><\/td>\n<td style=\"border-color: #000000; width: 75.046729%; height: 48px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u30ad\u30e3\u30c3\u30b7\u30e5\u30af\u30fc\u30dd\u30f3\uff0b\u5229\u606f\u3001\u30ea\u30d0\u30fc\u30b7\u30e7\u30ca\u30ea\u30fc\u30dc\u30fc\u30ca\u30b9\u3001\u30bf\u30fc\u30df\u30ca\u30eb\u30dc\u30fc\u30ca\u30b9<\/span><\/td>\n<\/tr>\n<tr style=\"border-color: #000000;\">\n<td style=\"background-color: #d5e1ed; border-color: #000000; width: 24.299065%; height: 61px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u5c45\u4f4f\u5730\u306b\u3088\u308b\u7533\u8fbc\u5236\u9650<\/span><\/td>\n<td style=\"border-color: #000000; width: 75.046729%; height: 61px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u3042\u308a<\/span><\/td>\n<\/tr>\n<tr style=\"border-color: #000000;\">\n<td style=\"background-color: #d5e1ed; border-color: #000000; width: 24.299065%; height: 10px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u6b7b\u4ea1\u4fdd\u969c<\/span><\/td>\n<td style=\"border-color: #000000; width: 75.046729%; height: 10px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u6700\u4f4e\u306eUSD500,000\u306e\u4fdd\u969c\u984d\u3088\u308a\u7533\u3057\u8fbc\u307f\u53ef\u80fd\u3001USD10,000,000\u307e\u3067\u306f\u81ea\u52d5\u7684\u306b\u5f15\u304d\u53d7\u3051\u53ef\u80fd\u3002\u6700\u9ad8\u984d\u306e\u8a2d\u5b9a\u306f\u306a\u3044\u304cUSD1,000\u4e07\u30c9\u30eb\u4ee5\u4e0a\u306e\u4fdd\u969c\u306e\u5951\u7d04\u3092\u5e0c\u671b\u3059\u308b\u5834\u5408\u306f\u518d\u4fdd\u967a\u4f1a\u793e\u304b\u3089\u306e\u627f\u8a8d\u304c\u5fc5\u8981<\/span><\/td>\n<\/tr>\n<tr style=\"border-color: #000000;\">\n<td style=\"background-color: #d5e1ed; border-color: #000000; width: 24.299065%; height: 144px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u5546\u54c1\u306e\u7279\u5fb4<\/span><\/td>\n<td style=\"border-color: #000000; width: 75.046729%; height: 144px;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u30fbS&amp;P 500\u3084Euro Stoxx 50\u306a\u3069\u8907\u6570\u306e\u682a\u4fa1\u6307\u6570\u306b\u9023\u52d5\u3057\u3001\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u306e\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u306b\u5fdc\u3058\u305f\u5229\u56de\u308a\u3092\u63d0\u4f9b<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u5e02\u5834\u304c\u4e0b\u843d\u3057\u3066\u3082\u30ad\u30e3\u30c3\u30b7\u30e5\u30d0\u30ea\u30e5\u30fc\u304c\u6e1b\u3089\u306a\u3044\u4ed5\u7d44\u307f\u3067\u3001\u30ea\u30b9\u30af\u3092\u6291\u3048\u305f\u904b\u7528\u304c\u53ef\u80fd<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u9023\u52d5\u4ee5\u5916\u306b\u3082\u5e74\u7387\u7d043.75%\uff082025\u5e745\u6708\u6642\u70b9\uff09\u306e\u56fa\u5b9a\u5229\u7387\u306b\u3088\u308b\u5b89\u5b9a\u904b\u7528\u3082\u9078\u629e\u53ef\u80fd<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u4fdd\u967a\u6599\u652f\u6255\u3044\u3092\u7d99\u7d9a\u3059\u308c\u3070\u3001\u88ab\u4fdd\u967a\u8005\u304c\u4ea1\u304f\u306a\u308b\u307e\u3067\u4e00\u751f\u6daf\u4fdd\u969c\u304c\u7d99\u7d9a\u3055\u308c\u308b<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u4fdd\u967a\u6599\u30fb\u4fdd\u969c\u984d\u30fb\u904b\u7528\u65b9\u6cd5\uff08\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\uff0f\u56fa\u5b9a\uff09\u306a\u3069\u3092\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u306b\u5fdc\u3058\u3066\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u53ef\u80fd<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u591a\u304f\u306e\u7c73\u7cfb\u4fdd\u967a\u304c\u7c73\u56fd\u5c45\u4f4f\u8005\u9650\u5b9a\u306a\u306e\u306b\u5bfe\u3057\u3001\u7c73\u56fd\u5916\u306e\u4eba\u3067\u3082\u5951\u7d04\u53ef\u80fd\u306a\u6570\u5c11\u306a\u3044IUL\u5546\u54c1<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif;\">\u30fb\u7c73\u30c9\u30eb\u5efa\u3066\u8cc7\u7523\u3068\u3057\u3066\u8cc7\u7523\u5f62\u6210\u30fb\u8cc7\u7523\u79fb\u8ee2\u306b\u9069\u3057\u3066\u3044\u308b<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-family: arial, helvetica, sans-serif; color: #000080;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u30d1\u30f3\u30fb\u30a2\u30e1\u30ea\u30ab\u30f3\u30fb\u30e9\u30a4\u30d5<\/span>\u3068\u306f?<\/span><\/h2>\n<p><a href=\"https:\/\/www.borderless-investment.com\/wp-content\/uploads\/PALBuilding1.jpg\"><img decoding=\"async\" class=\"wp-image-4627 alignleft\" src=\"https:\/\/www.borderless-investment.com\/wp-content\/uploads\/PALBuilding1-681x1024.jpg\" alt=\"\" width=\"185\" height=\"278\" srcset=\"https:\/\/www.borderless-investment.com\/wp-content\/uploads\/PALBuilding1-681x1024.jpg 681w, https:\/\/www.borderless-investment.com\/wp-content\/uploads\/PALBuilding1-199x300.jpg 199w, https:\/\/www.borderless-investment.com\/wp-content\/uploads\/PALBuilding1.jpg 698w\" sizes=\"(max-width: 185px) 100vw, 185px\" \/><\/a><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif;\">\u30d1\u30f3\u30fb\u30a2\u30e1\u30ea\u30ab\u30f3\u30fb\u30e9\u30a4\u30d5\uff08Pan-American Life Insurance 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